Unexpected expense protection
The economy might not "feel" as strong as it appears to be. Are you doing whatever you can to protect your family in the case of unexpected medical bills, funeral bills, loss of income, etc? Protection can be less expensive than you might imagine, and much more reliable than Go Fund Me.
https://www.washingtonpost.com/us-policy/2019/05/23/americans-arent-ready-weather-sustained-downturn-new-report-shows/?noredirect=on&utm_term=.1df9d0c1242c